Jimmy Arias Quiel

Tenerife · Canary Islands

I don't tell you what happened. I tell you what's coming.

I work from your actual cash movements and tell you in January which month will get tight — while there is still time to act.

Let's talkSee how it works
Documented Forecast

The difference

Your accountant, in April

“Last year you billed this much. These were your costs. This is the tax you owe.”

Correct. And eleven months late.

Me, in January

“In the week of 14 October you will be about €4,000 short. You have nine months to decide what to do.”

Example. Your number comes from your own transactions.

How it works

What comes in and goes out has a rhythm: the season, the IGIC quarters, the client who always pays late. That rhythm can be calculated. The result is not a promise, it is a probability — and a probability with a name and a date is enough to act on.

today critical week JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDEC

What it costs today

  • 0%

    of an adviser's time goes into admin work that adds no value

  • 0h

    saved per day is over €1,000 a month, at €25 an hour

  • 0×

    a year: the modelo 420 deadlines, which the Canaries do not forgive

The first two figures are published 2026 industry averages, not promised results.

What changes

  • Receipts stop living in a shoebox

    Photographed and filed automatically. At the end of the quarter there is nothing to hunt for.

  • The bank understands your numbers

    I come from finance. I prepare your accounts in the format the bank already reads, and I come with you to the meeting.

  • You know before it hurts

    A weak month with nine months' warning is a decision. The same month with no warning is an expensive loan.

The local advantage

The Canaries run on IGIC: modelo 420, not 303. Different rates, different deadlines. Every cheap mainland service calculates in VAT and gets the first quarter wrong.

And I work in Spanish, English and Italian — on an island where half the businesses are run by people who arrived from elsewhere. Like me.

Modelo 420IGIC, quarterly
20.04 · 20.07 · 20.10 · 30.01the four dates
0 · 3 · 7 · 9,5 · 15 · 20 %IGIC rates
30.000 €below that, no modelo 420

Pricing

Hiding the price loses the person who was going to pay it. Net, IGIC on top.

FOUNDATION

Your numbers, in order

145€

per month

  • Modelo 420 and 130 on time
  • Annual closing
  • Digital receipts from day one
  • One conversation per quarter

HEADING

You know three months ahead

390€

per month

  • Everything in FOUNDATION
  • Monthly cash-flow forecast
  • Early warning when the month gets tight
  • 45 minutes with you monthly

PARTNER

Your CFO, without hiring one

890€

per month · min. 6 months

  • Everything in HEADING
  • Bank meetings prepared and attended
  • Investment and portfolio decisions
  • Automation of repetitive work

Way in: financial diagnosis €450, credited when you sign up. Credit dossier €750. Automation from €2,900.

Start

An email is enough. Tell me what you do and which month worries you. I answer, not a form.

jarias@datai.ai